Following the sudden death of her husband, Josie marries Doc Archer, the man named beneficiary of her husband's life insurance policy. Investigator Westcott is suspicious after learning the doctor has a history of collecting such payouts. Westcott informs Josie that she is in danger of becoming her husband's next heavily insured "accident." She doesn't believe him--until she's almost killed when Doc "accidentally" knocks a sunlamp into the tub while she's bathing.